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Magnum sells Archive
Magnum Sells it’s Archive
http://www.pdnonline.com/pdn/content_display/features/pdn-online/e3i8decb5ca03594f57edb6fec52a3fe9e6
Well, It’s been an interesting few weeks in the photo industry.
Magnum, perhaps one of the most famous photo agencies in the world, has sold it’s photo archive. Many journalists and photographers are shocked and upset at this news and more than one is claiming the sky is falling.
Now that the news has had time to sink for people and much of the noise has dropped off, I though it was time to look at this event with a clear and reasonable view.
Magnum, for those who may not be aware, was one of the first photography agencies set up by photographers for photographers. Magnum photographers have covered most , if not all, the major political events since there founding in 1947. In fact, Magnum was started because most photographers were not treated well by other agencies and often had trouble maintaining ownership of their work (sounds kinda familiar – the more things change, the more they stay the same). Magnum has included some of the most famous names in photography as founders and/or members. Henri Cartier Bresson is considered the founder of modern photojournalism. Robert Capa is considered the definitive war photographer. Magnum photographers have, in many ways, shown the modern world the power of photography as a journalistic tool.
…but they sold their archive….
The magnum archive contains some of the most famous photographs of the past century, from Robert Capa’s dying solder in the Spanish civil war to the tanks in Tianamen Square. Magnum photographers have been there and came back with photographs.
….but they sold their archive….
Well, let’s look at that. Although Magnum was one of the first agencies to defend photographer’s copyrights and license them to clients instead of selling all rights, Magnum has also often been short of funds. Magnum is a co-operertive agency, with all members sharing in risks and rewards. It also likes to focus on longer term and more difficult to cover subjects. There are plenty of shooters for the lighter subjects, but Magnum tries to cover the deeper elements of the human condition.
….but they sold their archive….
Yes, they did. For 30 million dollars, which is no small amount of money and they sold it to Dell. In fact, Dell purchased with the express intention of protecting it and making it more widely available then it had in the past.This was not a trival purchase, nor did Magnum consider it for just money
Dell invested the time and effort to transport this precious library in the safest means possible. It’s not like photographic archives can be just shipped by fedex somewhere. They also invested in the facilities to store it properly. This is from the days of film and most of the material is in the form of negatives, all of which can age and detriotate over time.
They also invested the time and money to have Magnum archivists come over and educate them in the notes on the material, the proper storage, and how this material should be treated. This was an investment for reasons more than money.
So, the result is the Magnum archive is now in the hands of a group with deep pockets, so they can protect it as well or better than Magnum itself. It’s in the hands of a group who plans to use its deep pockets to make it more accessable, which is something Magnum probably could not have afforded in the same manner. Finally, it puts a healthy amount of money in the hands of Magnum so they can use to support more the great work they have delivered in the past.
I think this is a win-wion deal for everyone involved, including ourselves.
Interestingly enough it appear that this sale may only apply to Magnum’s US archive and the4 individual photographers are retaining their copyrights. More from the British Journal of Photographer here.
Magnum itself discusses the sale here.
I think Magnum has been very smart in this transaction. They have placed some of their most valuable work in a storage facility better than they could probably afford themselves. They will be available in a manner that does not increase their workload and it gives them some much needed funds to continue doing what they do best.
Also posted in Business, copyright, famous, magnum, photojournalism, Professional Photography
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Second day in Nashville
Well, this post sort of overlaps with the last one.
Last night I attended the Canons opening event in the evening. Always nice when your camera manufacturer buts you a beer.
Today was seminars, vendor booths and roaming through the image collection.
The PPA collection is a very large display of all the images members have had selected this year as significant merit. One of this years objectives is to get some of my work into this collection. I have started to enter some of the professional image competitions. Last year, one of my images placed in the PPOC (Canadian version of PPA) annual competition. This year I am taking this more seriously and entering aggressively.
The seminars of the PPA and the PPOC conferences are the primary reason I attend. The opportunity to hear shooters at the top of their game discuss their work and business is invaluable.
This year the Imaging USA conference has been set up to prevent the seminars from overlapping with the vendor show. So, the seminars start at 7:30am and 9am, but stop until 4pm to isolate the imaging expo. I prefer the old style that had more seminars and ran them all day long.
Previous years I have simply used the schedule to pick my seminars and attended the expo (vendors) as I had free time.
Next year I am going to build a more detailed schedule in advance, as Ive missed some that I wanted to see. I also suspect their have had less seminars than previous years, but this may just be how they scheduled them.
The SAA was present this year, as they have joined the PPA family. I think this is great, but they only gave seminars on the first day (Sunday). I would prefer they present throughout the conference. Id also like to see a higher level of SAA presentations. I found the one I attended to be very entry level. I’d like to see them deliver some heavier material and actually discuss some of the issue in the stock industry right now. I don’t travel to conferences to get material I can pick up off a website.
In the evening I went out for a great (but pricey dinner) and bumped into a few other attendees. It’s hard to avoid them, as we have pretty well taken over the facility. Of course, when you get a couple of photographers together, we now take pictures of each other on our iphones.
Of course we are shooting in low light and trying to get some fill by using plates and napkins as reflectors. Non-photographers must think we’re nut…:-)
In the evening we had the Photographers at the White House presentation. This was an opportunity to hear two previous official white house photographers and a 30-year AP veteran of covering the white house discuss their work, the environment, and what happened while they were there. It was a great presentation and stuff like this is the reason I attend. We even got to see some photographs that had never been released to the press and the story behind them. Nothing shocking, but certainly not the usual newspaper fare. I loved it.
Tagged Business, conference, imagung usa
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First day in Nashville
So, I’m writing this on my iPhone while I wait for a seminar to start. Technology is becoming more and more convienent
Well, today started without my luggage and only a vague description of its arrival. I, of course, discover I have prescriptions in my missing luggage. I’m still not used to having to take some of these this everyday, but I need to get that way fast – and have a go bag of stuff I travel with on my person.
I slept in this morning a little, as on top of the usual travel fun, I have a bit of a cold. The good news is by the time I got out of the shower I learned my luggage had arrived at the airport and would rejoin my little caravan later in the day.
I haven’t had my usual camera, but I have found it rather enjoyable to shoot with my iPhone and upload immediately.
I missed some of the early morning speakers, but intended to hit the show and evening speakers hard.
The vendor show was very crowded but with some excellent vendor displays. I even found one who would bring in a Canon S90 for me. I am replacing my G9 that has been damaged beyond repair ( broken LCD). Since the S90 looks like a G11 in a very compact package, I am looking forward to shooting with it. How many pocket camera shoot in raw and have a manual mode. It’s a cool camera indeed.
Seeing hotel in the daylight is a real treat as this place is an impressive resort. I plan on spending some time shooting around here tomorrow and will post the results. However, I have discovered a downside to this hotel. It’s a complex with not a lot near it, so everything is designed to convince to stay indoor. However, the food is rather expense. However, however, it’s also extremely good.
Tagged Business, conferencw, imaging usa
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Travelling to Nashville
Well, I managed to get through Toronto airport security. After the Xmas event, Canada decided to ban all carry-on luggage. Yep, get on the plane with nothing.
Well, almost nothing. You are allowed medical equipment, a very small purse, a book, a camera, and a laptop. I carefully read the new regulations and brought my laptop in a very small bag and decided to pack the camera. Although it states a camera is fine, I wasn’t sure how well my full sized canon would be received.
I dutifully arrived three hours before my flight and slowly worked my way though security. The final search was a complete patdown by the RCMP.
Although the website clearly stated that briefcases needed to be checked, it seems the definition of a laptop case seems to be anything with a laptop in it. Hopefully, this silly rule will be lifted soon. Apparently we trust the Americans completely, as there is no limit on what they can bring in.
In Washington, I got off my little plane (feeder) walked into the terminal turned around, gave them my ticket, and walked back out to the planes. It was not the same plane, but literally parked right next to it. This one is a little bigger and the seats are more comfortable. Here I sit until Nashville, playing with my personal electronics, as Ive read all my magazines.
All in all, I’m having fun.
Tagged Business, conference, imaging usa
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Imaging USA
I’m on the way to Nashville for Imaging USA, one of the largest photographer conferences the world.
I’m posting this from my iPhone as I wait for my flight to board an will be updating as often as possible during the event. I fly back on the 13th, as there area new adventures to come.
Tagged Business, conference, imaging usa, PPA
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American Photo Steps Up
Well, just when I thought the spirit of free speech had left the US publishing environment, American Photo magazine steps up to the plate. This month they have a cover story on controversial photography and matched the article by printing a selection of the work – including on the cover itself.
Now, these are not pornographic or even nudes, which turn up regularly in photographic magazines. These are controversial for all the right reasons, they expose a view that others may find uncomfortable or they portray the human condition in a less favorable light. In other words, they force us to look at ourselves or think about things we would rather pretend didn’t exist.
What I was also impressed with is they explained the background behind the photograph and sometimes the price the photographer paid for presenting the work.
One of the most moving pieces is a picture of a little starving African girl trying to make it to a feeding station. A short distance behind her is a vulture waiting for her to fail. It’s a disturbing picture of what is probably an all too common occurrence in some parts of the world. After the shot, the photographer chased off the vulture and carried the girl into the station. This was not a posed work, but rather what he saw there – and this was not the only staving person in the area.
For his efforts, he received a well deserved Pulitzer Prize, but also an unusual amount of abuse. For many people seemed to want to kill the messenger and blamed him for the situation, as if he was responsible for girl’s plight. Personally, I think people just hated being shown something they wanted to ignore, which is fact that a lot of people on this planet are starving to death. To deal with this reality, people sent him death threats, nasty letters, and many other forms of scorn. Unfortunately, it turned out to be too much for him and he committed suicide less than a year later.
Photojournalists have a difficult job. They need to travel horrible locations and face horrible situations with enough human compassion to capture a photograph that explains to the rest of us what’s happening there. Besides the physical risks involved, it also requires them to risk a lot of physiological damage. Conflict photographers are just as likely to get PSD (Post Traumatic Stress Disorder) as combat veterans.
American Photo is to be commended for presenting this work in a fair and balanced manner. To present it all is probably a challenge, as I expect they will be receiving nasty letters from a variety of special interest groups. Hopefully, they will continue to step up and show this type of work.
The self-censorship of the modern press is disturbing and dangerous. The desire to avoid controversial subjects or views in the interests of maintaining audiences or market share or advertisers risk losing the freedom of the press that was fought for in the first place. It’s not safe speech, commonly held views, or government approved statements that need to be protected – even the most repressive regime allows this already. It’s the dangerous speech, the speech that offends some and makes others think that needs to be defended. This is the type of speech that needs a Charter of rights and freedoms or a bill of or rights or the protection of high courts. This is the speech that tells us what’s actually happening and makes us consider what should happen. This is the speech that gives us the knowledge to vote properly and forms the foundations of a free and just society. Without it, we are nothing.
As Voltaire said a long time ago “I may not agree with what you’re saying, but I will fight to the death for your right to say it.â€.
Here’s to American Photo for doing their bit to maintaining this freedom and this tradition.
Also posted in Business, photojournalism, Professional Photography
Tagged Business, magazine, photojournalism, rights
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Canadian Copyright Law under review
The Canadian Government is in the process of reviewing the existing copyright laws with the intention of “correcting” them. They have started a consultation process with the public and the following is my response:
1. How do Canada’s copyright laws affect you? How should existing laws be modernized?
As a professional photographer, my only value to a client is my skill, training, and experience. My only asset is the photographs I create and my only protection from abuse is the copyright laws. My clients are larger, better financed, and better able to endure a legal process that an individual such as myself. Even if in the right, I am unable to sustain an extended legal process without destroying my business and the people who depend on me. They are many and I am one, so they can steal from me without some form of protection.
Canadian copyright laws need to be modernized and improved, but they need to remember and reinforce their purpose. That purpose is not to protect the interests of large corporations, but to protect the individual creator from abuse from both individuals and groups, such as corporations. Canadian copyright law currently fails in this mission, as registration does not use a sample of the work, copyright infringement is difficult to detect and to punish, and there is no support in the legal process for enforcement or restitution. Willful infringement, which should suffer the most penalties, is not even recognized properly. To protect my work, I am forced to register my copyright in the US and use the Berne convention to protect myself in my own country. It has forced me to turn to the American legal system for protection in my own country. This is wrong and a complete failure of the system – this is what needs to be corrected.
2. Based on Canadian values and interests, how should copyright changes be made in order to withstand the test of time
The laws must be changed to use the strength of the state, in the form of the legal system, to protect the individual creator. Of all the parties involved, they are the most vulnerable and the most underrepresented. This is not the individual who copies materials, as this requires neither skill not artistic talent, but rather the individual who can create art and intellectual property. This person strengthens our country with every creation and this person deserves the protection of copyright laws with strength and focus.
3. What sorts of copyright changes do you believe would best foster innovation and creativity in Canada?
4. What sorts of copyright changes do you believe would best foster competition and investment in Canada?
5. What kinds of changes would best position Canada as a leader in the global, digital economy?
All three of these questions are answered in the same response.
A true registration process that includes a sample of the work to be protected and a certificate. Infringement against registered copyrights should have mandatory penalties of a magnitude that is noticed by the largest infringer – corporations. Each infringement should be fined individually and legal services at a free or reduced cost should be made available to individual content creators.
J.R Rowlings created an industry unto itself and one of the most successful book series in history. She would have failed had she not been able to protect her work through copyrights. Most poetry, painting, and photography is created by individuals (although some photography is created by a team led by an individual). Without copyright laws, there would be no value in our creations and there would be no reason for us to focus on the effort. The result would be a grey and mediocre world full of endless slight variations of the same idea. The ease of copying does not increase the creativity of the copier, it simply weakens the efforts of the creator. This is the very reason copyright laws must ecist.
The value if the individual creator is rarely noticed, except in hindsight, but it is their creative efforts that bring true value to the world. The arts are often how the value of a society is measured and without individual creators there would be no arts, with solid and strong copyright laws there are no true creators, just copies.
Regards,
–
Scott MacQuarrie, CPP
Certified Professional Photographer (www.certifiedphotographer.com)
ZWCX Photography
www.zwcx.com
99 Bronte Rd, Suite 123
Oakville, Ontario, Canada L6L 3B7
416-818-4449 scott@zwcx.com
Also posted in Business, copyright
Tagged Business, Canadian, copyright, laws, protection, rights
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Is Photography art?
Art and Photography
I’ve been asked an interesting question recently: Is photography art?
My first response was “of course!”, but after thinking about it, that’s not quite right either. Photography is just a tool, it’s what you do with it that counts. A pencil or a brush is not art, but you can create art with it. Many people seem to mistake the tool for the intent. If I use a pencil to write my grocery list, it’s not art, but in the hands of an artist, it can create art. If I use my paintbrush to paint a room, it’s not art, but in the hands of an artist, it can create art. Jackson Pollock created art with mush the same tools used to paint a room in my house.
It’s the wrong question. Lots of photography is not art, just as lots of painting and drawing is also not art.
Photojournalists use photography, but are not necessarily artists, as most of their work is intended to inform and document events. They also follow strict ethical rules about that can and cannot be done in the making of a photograph and the post production work. People can and do lose their jobs for breaking them (and rightfully so). They are journalists who use a camera, which is a very different and important role. [Full disclosure, I am a member of the Canadian Association of Journalists and am engaged as a photojournalist for some assignments. I am very much aware of the ethical and professional requirements. I am not making art when I am working as a photojournalist.]
The staff in the camera shop in Walmart are not artists, they are technicians, as they are simply manufacturing a product – with a prefocused camera and preset lighting, using a tool that was installed by someone else. There are millions of photographers who are simply documenting personal events, such as birthdays, parties, and the like. None of these people are artists, nor do they intend to be so.
Some photographers, including photojournalists, are artists, working to produce works for purely artistic reasons. They are trying to express and aesthetic in photographic form, in the same way another artist might use a paintbrush or a pencil. I consider myself in this category, but my journalistic work is separate from my artistic work. I am using the same tools in totally different ways, with totally different intents.
The definition of an artist is not in the tool, but rather the intent.
Strangely enough, I have seen the greatest resistance to defining a photographer as an artist from within the artistic community – particularly other visual artists who work in other mediums such as paint or pencil. I’ve recently begun a series of workshops called “Art Photography for the Non-photographer”, where I teach visual artists to use photography for displaying their work on websites and portfolios, as well as creating reference works. I discovered this is a real challenge for non-photographic visual artists.
Since I was a journalist before taking up photographer, I like to ask questions, so I asked them if they considered photography art. Strangely, most did not, but their reasons were interesting and informative.
The first reason, was the camera did all the work. This is, of course, what advertising has been telling us for more than 50 years and it’s not really true. Advertising would like to convince you that photography is easy (if you just buy this model of camera), but point and click is a marketing term rather than what actually works for the user. There was an interesting silence when I pointed out that if photography was so easy, why were they attending my workshop. They had all run into problems trying to take acceptable photographs of their work. I also explained that professional photography equipment is actually harder to use and require even MORE training and experience. It’s not as easy as it looks.
However, modern digital photography has enable many non-photographers to document important personal events. It has also led many of them into the field of photography and helped develop a greater understanding of visual art and the complexity of making a photograph.
Next, they argued that photography was not a unique process, that copies could be easily made of a photograph. I explained that in the days of film (who less and less remember), the negative was unique, a Polaroid was unique. In professional digital equipment, the RAW file is unique and must be processed to create prints, even for the screen. As well, many visual artists (including photographers) create limited edition prints of their work. Many people buy prints of the classic to put on their wall. Is this not art? If art is decreased by the number of copies in existence, did the Mona Lisa cease to be art at some point? Did Michelangelo’s David cease to be art at some point? No, the number of copies does not define something as art, nor decrease the creative effort required.
Of course, there are photographers who consider only film photography art not digital, but they are making the same error, it’s not the tool, it’s the intent and the result that define a piece as art. Not all photography is art, just as not all drawing is art, not all painting art. Nonetheless, art can be created with photography, as it can with a brush, a pencil, and anything else.
The statement that photography is art is meaningless, just as you cannot say pencil is art or paint is art. However, you can use all three to create art and photographic art (with film or digitial) is just as much art as work created with pencil, paint, or any other tool.
Iphone, Youphone, We all scream for iPhone
iPhone 3G – A Photography Tool
Well, I finnaly upgraded my aging Palm. I’ve been a palm user since they first came out, but it looks like the technology curve has overtaken them and, it was time to change technologies.
Although there are many options, for my purposes it came down to a choice between the iPhone and the Blackberry. I finally decided on the iPhone because I did not want to be dependent on another network (besides the Internet) for my email and I wanted as much screen space as possible, which meant no keyboard.
The original iPhone has never been available in Canada, but the 3G was going to be released and by my existing service providor. This can also mean qualifying for a discount if you’re a heavy user (I am and I did). Call customer service to see if you qualify. THis also meant changing phones was a simply as changing SIM cards.
First the positives, the screen is huge, filling almost the entire front of the phone and the resolution is fantastic. The detail and colour are the more impressive I have ever seen on a postable device. The communications tools are solid with tremendious focus on the user interface. The mapping software links with the GPS and the contacts list, so if you’re searching for a new client’s office, it can find it and your own location with ease. You can also dial their number and save the contact with equal simplicity.
The keyboard comes up when required and does take some adjustment, as there is no tactil feedback like physical buttons. It’s no big deal and I was comfortable after about half and hour. I also like that the keyboard will guess at the right spelling and catches many of your typos quickly.
An impressive system, however there are some negatives.
First, on a PC the only desktop interface is MS Outlook, which is an additional expense if you’re not already using it. The Palm’s desktop interface should be a design lesson for all smartphones, as the Blackberry has the same problem. Why does it not occur to these manufacturers that users need to backup their data onto a desktop and may want to access it there. My data is worth more than the phone or even the desktop, we need better tools to protect it.
Second, the iPhone comes with neither a task application nor a robust memos app. PDAs have had these since the beginning why does Apple think we no longer need them? This was the most frustrating part of getting an iPhone. The most common advice was to learn not to use them, which is fundementally wrong. This is a tool and it must adopt to the way I work, not the other way around. It never occurred to me that the iPhone did not have a task and memo app by default. I might have considered a different option had I known in advance.
(BTW, there is a stock memo app, which lacks any real functionality for anything other than a brief and disposible note)
Luckily, there is a wonderful collection of applications available for the iPhone through the app store, which is part of itunes. The interface is clean and there is a collection of both free and purchasable apps. I spent a significant period of time downloading and evaluating task and memos apps before finding a good fit.
Appigo makes a memo and a todo app (called todo), which are just great. Tasks can be divided into different catagories and repeated tasks automaticxally scheduled. You can look at tasks in a partocular catagory or the complete list of tasks due today, tomorrow, and in the future. I use the all task view quite often, as it lets me know what I need to get done. Although these are great apps, I wasted a lot of time and money finding them, when they reall should be part of the stock package.
Even more useful, it links to several different storage services. I use toodledo as my online data backup. I can sync to this directly from the phone, with no need of a desktop, and access the data from a website. Changes are synced the next time I select it. The memo application links to the same service and gives me the catagory options missing from the stock app.
On the photography side, I can easily download my portfolio with the pictures at 420 on the long side. Since the phone is GPS aware, I can shoot reference photos with the location information already in the metadata. The app store has an entire section for photography. Many of the apps are links to your favorite blogging service, but some are specifically useful to the professional photography. Hyperfocal and DoF calculators can be very handy, amongst others.
The wifi interface is great. Once it knows a network, including secured networks it remembers the access information for the future. It also switches seamlessly to the 3G network or another WiFi network as you move between them.
The only downside to the WiFi interface is a business rather than a technical problem. If you leave your service providers area, in my case Canada and travel to the US, your roaming charges are prohibitive. The cellular phone chages are massive, but the data chages are 6000x my local costs. 6000x. It costs me about $30 a megabyte fror data the moment I cross the border. There is no logic to this and the cellular providors should work out a better arrangement. If you phone is unlocked, which is not available for the 3g, you can switch SIM cards to a local providors. Otherwise, you must search out WiFI networks just to check your email. This reminds me of the old days of searching out phone jacks for modem calls, but I reall thnk we should move past this.
Nonetheless, for everything except photographic work and long documents, I can use the iPhone instead of a laptop. On my last few trips, I have even left the laptop at home.
All and all, the iPhone is a fantastic business and photography tool, but it does have a few rough edges. Despite that, I’m very happy with mine.
Insurance
Are you insured properly?
Well, I ran into an interesting set of problems recently that taught me a few things about managing my business. I have equipment insurance and business liability insurance, but I never really looked at the medical side. Not medical insurance, which I have, but what happens to my affairs and my business if I have a medical issue?
I hit a few medical problems that became a little more serious than I expected and resulted in me spending a few days in the hospital, having a healthy bit of surgery, and a few more days recovering at home. I’m fine now, although I still have some more tests to get done, but they are just followup tests.
I’m not writing this post to talk about my medical adventures, but rather a risk to my business. How’s that? Isn’t my business separate from myself. Isn’t that why I formed a company? Well, not quite, as you are unlikely to be able to completely separate yourself from your business. In the legal sense, your company is separate from your business, but not in the practical sense. Why? You are likely the most valuable asset in your business and the primary means for generating income.
Life gets interesting if something goes wrong with that business asset that is you.
What happens if you get sick or, even worse, pass away? Most single people think this is non-issue, as they have no dependents (usually), but that’s wrong. Let’s walk around this one.
Suppose you are sick, injured, or otherwise incapacitated, who makes medical decisions for you? I’m not talking about life or death ER decisions. I’m talking about the advocating for you while you’re there and deciding between treatment options.
If you’re married, this person is likely your wife or husband. If you’re living with someone, regardless of how long, they are NOT able to make these decisions. I know this because I’m in that situation and I talked to my lawyer (ask yours). You need a medical power of attorney document, signed and witnessed, to make sure your significant other can watch out for you.
Same situation, how does your wife, husband, or person you’re living with pay the bills, both for your business and the household itself. If you can’t sign things and you haven’t dealt with this, bad things can happen. You need ANOTHER document, called property power of attorney (or sometimes just power of attorney) to make sure someone is allowed to make financial decisions for yourself and your company. Some people use their spouse, some people use their attorney, some people use their business partner (you can limit to just personal or business or even both). In any case, someone needs to be assigned this or your business will come to a grinding halt.
Worst case scenario – you die. If you don’t have a will, the state assigns someone to decide what to do with you assets. There is a good chance you would not like their decisions. You need a will. Not a home kit form like I had, but a real will, written by a lawyer, signed by you and witnessed. You do not get a second chance with these things, so do it right.
If you have a spouse (married or living together), typically you give everything to the other. However, you may have some specific things you want to give to specific people. This goes in your will. Fine, but what happens to your business? This REALLY needs to go into your will. What happens if your spouse passes away first or at the same time? Morbid thought, but this REALLY needs to go in your will.
The legal issues are different in different areas, so talk to your lawyer (If you don’t have one, get one).You need to look into:
- Medical power of attorney
- property power of attorney
- your will
I had to take care of this while under fire and dealing with significant medical issues . If you don’t have these three documents, I urge you to take the time now to address this issue and get it done. These are like parachutes. If you wait until you really need them, it’s probably too late.
Tagged Business, insurance, management, medical
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